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Long-term residence in Vietnam in 2026

Vietnam has no buy-a-passport permanent residency, whatever the immigration blogs promise. What it does have is a residence card that lets you live here for years without visa runs. This is the decision guide: whether you go via work, business or marriage, what a card actually gets you, and what to realistically expect — whatever passport you hold. For the step-by-step paperwork, we point you to our full TRC guide.

Updated 12 min read
Khanh Hoi port on the Saigon River: harbour cranes and a cargo ship at the quay, the Binh Thanh towers and Landmark 81 hazy across the water
Khanh Hoi port with the Binh Thanh towers across the river — the working side of Ho Chi Minh City, where most expats end up. Photo: ePi.Longo, Wikimedia Commons, CC BY-SA 2.0
Routes to long-term residence in Vietnam — card, term, budget and who it fits
RouteCardTermBudgetBest for
WorkLDup to 2 yearsfrom $200Anyone with a job offer
MarriageTTup to 3 yearsfrom $200Spouse of a Vietnamese citizen
BusinessDT31–3 yearsfrom ~$115,000 capitalFreelancers, entrepreneurs
Big investmentDT1/DT25–10 years$2M+Serious investors
Golden Visa—proposed 5–10 yearsnot live yetNobody, for now

Current as of September 2026. Sources: Vietnam Immigration Department and English-language legal guides (Emerhub, Vietnam Briefing, 2025–2026). Immigration rules change often — confirm the details before you file.

Disclaimer: this is general information, not legal advice. Vietnamese immigration law changes regularly — before filing, consult a licensed lawyer or contact the Vietnam Immigration Department.
TL;DR
There's no "permanent residency" in the European sense — Vietnam grants a temporary residence card (TRC) tied to a specific ground.
Grounds for a TRC: work, marriage to a citizen, business or investment.
Cost ranges widely: from ~$200 via employment to $115,000+ via business.
A Golden (investment) visa isn't live in Vietnam yet — only announcements.
A TRC makes sense if
✓You live in Vietnam more than half the year and are tired of visa runs.
✓You have a ground: employment with a work permit, marriage, business or investment.
A visa is enough if
✗You spend under half the year in-country — visa-free and the e-visa cover it.
✗You have no qualifying ground (tourist/remote worker) — a TRC isn't available; use a visa + visa run.

Does Vietnam actually have permanent residency?

Short answer: not the way most Western countries do. There is no golden-passport scheme, no "buy a visa and settle forever" product. If a website promises you Vietnamese permanent residence for a fee and a form, be careful — what they usually mean is a temporary card.

The status you will actually live on is the Temporary Residence Card (TRC, thẻ tạm trú). It is a plastic card, valid 1 to 10 years, that replaces your visa: no extensions, no counting days, no visa runs while it is live. It is tied to a reason — a job, a company, a Vietnamese spouse — and you renew it when it runs out.

True permanent residence (PRC, thẻ thường trú) does exist, but it is rare. It is mostly for spouses of Vietnamese citizens, recognised specialists, and people who have already lived here for years on a TRC. For most foreigners, the honest endpoint is a TRC you keep renewing — and that is fine, because a renewed TRC gives you almost everything a resident needs.

What a residence card gives you
Rights of a card holder
Live in Vietnam without visa renewals — 1 to 10 years on a TRC, indefinitely on a PRC
Enter and leave freely, no visas to arrange
The right to work (with a work permit)
Buy property in your own name
Open bank accounts and local insurance

TRC vs PRC vs citizenship — the three levels

People conflate these three, and the confusion costs money. Here is how they actually stack up, from the status you can get this year to the one almost nobody gets.

TRC vs PRC vs citizenship in Vietnam
FeatureTRC (temporary)PRC (permanent)Citizenship
Term1–10 yearsreissued every 10 yearsfor life
Tied to a sponsoryesnono
How hard to getrealistichard, after 3 yearsvery rare
Keeps your old passportyesyesonly in listed cases

The takeaway: aim for a TRC, treat a PRC as a bonus once you have lived here a few years, and forget about citizenship unless you have close Vietnamese family. Since 1 July 2025 (Law 79/2025/QH15) Vietnam does allow dual nationality — but only in cases listed in the law, mainly applicants with a Vietnamese spouse, child, parent or grandparent, or with recognised service to the country, and each case is decided individually.

Which route fits you — the honest version

There is no single "best" route. The right one depends on what you already have: a job, a spouse, or capital. Read the ground that matches your situation and skip the rest.

A two-storey building behind a fence in Da Lat with the red sign of the Lam Dong provincial police immigration office
Every route ends at the same immigration file: forms, translations and notarised copies. Pictured in 2011: the police immigration office in Da Lat. Photo: Diane Selwyn, Wikimedia Commons, CC BY-SA 3.0
  • You have a job offer in Vietnam — go the work route (LD card). Your employer sponsors you; it is the most common path.
  • You are married to a Vietnamese citizen — the marriage route (TT card) is the simplest and cheapest, and it shortens the road to a PRC.
  • You freelance or run an online business — most people in this spot open a small Vietnamese company for a DT investor card. It is the usual workaround for remote workers, but it comes with real accounting duties.
  • You just want to buy an apartment and live here — property alone gives you nothing. You still need one of the grounds above. What the purchase itself gets you is in our guide to buying property in Vietnam as a foreigner.
This article is the map, not the manual. Once you have picked a route, our step-by-step TRC guide covers the forms, filing, timelines and renewals in detail. We link to it at each turn so you are not reading the same paperwork twice.

Residence through work

Employment is the most common route to a card. Sign a contract with a Vietnamese employer for 12 months or more, and the company acts as your sponsor. Plenty of foreigners who freelance in Vietnam take exactly this path, signing through a local company that agrees to employ them on paper.

People working on laptops at shared tables in the Toong coworking space in Hanoi
A work permit is the most accessible route to a residence card in Vietnam. Pictured: Toong coworking space, Hanoi. Photo: Ann0611, Wikimedia Commons, CC BY-SA 4.0

In outline: the employer gets you a work permit (giấy phép lao động) through the labour department, you get an LD work visa on that basis, then you file for the LD-category TRC. The card runs up to two years and renews with the job. Some roles skip the work permit entirely — company directors, intra-company transfers, and short technical assignments.

The full sequence, with processing times and the exact forms, is in our TRC guide. The one thing worth knowing up front: when the job ends, so does the card. You get only a short window to line up a new sponsor or leave.

Residence through business and investment

The second common route is opening a company. Put in the charter capital, get an investor DT card, and you have both legal status and a business you can run. It suits entrepreneurs and remote workers who cannot get a local job contract — and, at the top end, it is the fastest realistic path toward permanent residence.

The Ho Chi Minh City Stock Exchange building with columns and a green roof in front of the glass Exchange Tower
Registering a company is the usual DT-card workaround for freelancers. Pictured: the Ho Chi Minh City Stock Exchange. Photo: Syced, Wikimedia Commons, CC0

The DT card comes in four tiers, and the size of your capital sets both the tier and the term:

Investor DT card tiers — capital and term
TierCharter capitalCard term
DT4under 3bn VND (~$115,000)1-year visa, no card
DT33–50bn VND (~$115,000–$2M)up to 3 years
DT250–100bn VND (~$2–4M)up to 5 years
DT1>100bn VND (~$4M)up to 10 years

For most people the realistic tier is DT3 (3 billion VND, ~$115,000 in registered capital, up to a 3-year card). Note the catch at the bottom: under 3 billion VND you land in DT4, which is a yearly visa with no residence card at all — you renew it every twelve months.

Buying property does not give you residence. An apartment or villa is not a ground for a card. The workaround people use is to register a company that owns or manages the property and take a DT card through the business — which means real charter capital and quarterly tax filings, not just a title deed.

The company-setup steps, the licences (IRC and business registration) and the lawyer costs are laid out in our TRC guide. Budget for a lawyer here — a slip in the company paperwork can cost you months.

Residence through marriage to a Vietnamese citizen

Marriage to a Vietnamese citizen is the simplest way to a card. The TT card runs up to three years, your spouse is the sponsor, and for citizenship it waives the five-year residence requirement. It also helps at the top: a foreign spouse of a Vietnamese citizen is one of the few categories a PRC is actually written for.

Empty sandy My Khe beach in Da Nang, boats in the bay and Son Tra mountain behind
A TT family card lets a spouse, children and parents live in Vietnam. Pictured: My Khe beach, Da Nang. Photo: Christophe95, Wikimedia Commons, CC BY-SA 4.0

The requirements are light: a registered marriage (in Vietnam, or abroad and legalised), a passport valid at least 13 months, and the spouse's sponsor declaration. The trade-off is time. A marriage-based card takes around six months — longer than work or business — because the authorities check that the marriage is genuine. And if the marriage ends, so does the card. The full document list and forms are in our TRC guide.

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Golden Visa — what is actually real in 2026

You will read a lot about Vietnam's "Golden Visa". Here is the reality check: as of September 2026 the programme is not live. It was discussed in spring 2025, with press reports quoting different thresholds, most often $250,000 for five years and $400,000 for ten, but we found no enacted law and no application process. What is live is a separate programme, the 5-year visa exemption card for top talent under Decree 221/2025, explained in our talent visa guide.

Residential towers under construction in Thu Thiem on the Saigon River, Ho Chi Minh City
New residential towers in Thủ Thiêm, Ho Chi Minh City. Photo: Syced, Wikimedia Commons, CC0

So if you want long-stay investor status in Vietnam today, you do it through the ordinary DT card, not a Golden Visa. That means a real company and charter capital from about 3 billion VND (~$115,000), as above. Treat any agent selling you a live Golden Visa right now with suspicion — the product does not exist yet.

Status, mid-2026: the Golden Visa is a proposal in the legislative pipeline, not a bookable programme. Timelines floated by legal analysts put a first realistic application window somewhere between late 2026 and 2028. Anyone quoting a firm entry price today is guessing.
Vietnam does not have a golden visa as of 2026. The program was announced in 2025 and remains under government review, with no enacted legislation.property-guide analysis, rumavi.com, 2026

What long-term residence costs

The government fee for the card itself is small; the real spread comes from which route you take and whether you use a lawyer.

Cost of residence in Vietnam by route
Item / routeCost
TRC government fee (by term)$145–165
Work or marriage, done yourself$200–500 all in
Through an agent$500–2,500
Business (DT) route~$115,000 capital + $3,000–5,000 fees
PRC government fee~$100

USD figures are approximate, at roughly 25,000 VND to $1. Rates and fees move — confirm the current numbers before you budget. The full fee schedule and the translation/notary line items are in our TRC guide.

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From a TRC to permanent residence

Once you have held a TRC continuously for three years — counted from your entry and exit stamps over the previous four years — you can apply for permanent residence. The PRC has no fixed expiry: it is reissued every ten years with updated biometrics, and it is not tied to a single employer or sponsor. That independence is the whole point of it.

Realistically, a PRC is within reach for a narrow set of people:

  • Foreigners with a Vietnamese relative — a spouse, parent or child who is a citizen
  • People recognised by the government for a contribution to the country
  • Scientists and highly qualified specialists put forward by the relevant ministry
  • Stateless people who have lived in Vietnam since 2000

You also need a stable income, a registered address and a clean record. The government fee is about $100, and the file takes several months to decide. For most expats without a Vietnamese spouse, though, the truth is blunt: you will renew a TRC rather than ever hold a PRC — and that works perfectly well for a long, settled life here.

Citizenship is a further step almost nobody takes. Since 1 July 2025 (Law 79/2025/QH15) Vietnam does accept dual nationality, but only in cases listed in the law, mainly applicants with a Vietnamese spouse, child, parent or grandparent, or with recognised service to the country — and each case is decided individually. In marriage cases the five-year residence requirement is waived, but that is academic for most.

A card versus living on visa runs

Not everyone bothers with a card. Plenty of people live in Vietnam by alternating visa-free entries and visa runs — a flight out and back every 45 to 90 days to reset the clock. It works, until it doesn't. Once you are here six months or more, a card pays for itself.

The international terminal of Tan Son Nhat airport in Ho Chi Minh City with a Malaysia Airlines jet at the air bridge
Visa runs cost $400–2,400 a year — a residence card ends the cycle. Pictured in 2009: Tan Son Nhat international terminal. Photo: Dennis G. Jarvis, Wikimedia Commons, CC BY-SA 2.0
Visa runs vs a residence card on key criteria
CriterionVisa runResidence card (TRC)
Annual cost$400–2,400$145–165 (one-off)
Stabilityno guaranteesprotected by law
Bank accounthard to openno problem
Buy propertylimitedyes
Workillegallegal
Comforta flight every 45–90 daysa card for 1–10 years

Since December 2025, overstay penalties have tightened, so drifting past your visa-free window is a worse gamble than it used to be. If you are staying more than half the year, the card is cheaper and safer.

What to expect, honestly

A few things the glossier guides leave out, so you go in with clear eyes.

  • Approval is not guaranteed. Vietnam controls immigration tightly. Even a complete, correct file can be refused without a stated reason. A local lawyer ($500–2,000) does not remove that risk, but it lowers it a lot.
  • Your card is only as stable as its ground. Lose the job, close the company or end the marriage, and the TRC goes with it. Build a plan B before you need one.
  • The company route has a tail. A DT card through your own business means quarterly tax filings forever, even at zero revenue. Skip them and your tax code gets blocked, which then blocks your renewal.
  • Paperwork is in Vietnamese. Every foreign document needs a certified translation, and the police-clearance apostille can only be done in your home country — get it before you fly.
  • "Permanent" rarely means permanent. For most foreigners the realistic ceiling is a renewable TRC, not a PRC and certainly not a passport. That is not a failure; it is just how the system works.
Before you commit to a route
Quick self-check
Ground chosen: work, marriage, business or study — and it fits your actual situation
Passport valid at least 13 months from the filing date, not the entry date
Police-clearance certificate with apostille sorted in your home country first
Budget set: a few hundred dollars for work/marriage, six figures for the investor route
Read the step-by-step TRC guide for the forms and filing

FAQ — long-term residence in Vietnam

Not the way most countries do. There is no buy-a-visa scheme. What you get is a Temporary Residence Card (1–10 years, tied to a reason), which you renew. A true Permanent Residence Card exists but is rare — realistic mainly for spouses of citizens or recognised specialists, after three years on a TRC.

Spouse of a citizen? Marriage (TT). Have a job offer? Work (LD). Freelance or run a business? A company for an investor card (DT). Just want to buy property? That alone gives you nothing — you still need one of the grounds above.

No. It was discussed in spring 2025, with press reports quoting different thresholds, most often $250,000 for five years and $400,000 for ten, but as of September 2026 we found no law and no open applications. For now, investors use the ordinary DT card, from about $115,000 in charter capital.

The card's government fee is $145–165. Work or marriage done yourself is $200–500 all in; through an agent, $500–2,500. The business route is far more: ~$115,000 capital plus $3,000–5,000 in fees. A PRC fee is about $100.

There is no retirement visa. Retirees usually get a card through marriage to a Vietnamese citizen or by setting up a small company. Living on back-to-back e-Visas is possible but gives you no card and no residence.

No. A TRC or PRC gives unlimited entry and exit for the life of the card. Visa runs are only for people living on visa-free entry or an e-Visa.

Updated in September 2026. For the forms, filing and renewals, see our step-by-step TRC guide. Confirm the details with the Vietnam Immigration Department or a licensed lawyer before you file.

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